The trap of a welfare state?

When I came to The Netherlands 26 years ago I was very much impressed how the basic services such as health care, education, income security, etc. in this country are being taken cared of by the government.
Everybody here is required by law to have a health insurance which covers almost all health care needs. The monthly payment for health insurance may be relatively high, ranging between € 110,- to € 140,- per person per month. But once you get sick you'll realize that this is all worth it, as you can really concentrate on just getting better, not to have to keep on counting your cents with every treatment you have to undergo. Even the most expensive treatments, like that for cancer, heart bypass operations and kidney dialysis, are 100% covered by health insurance.

Elementary and high school education are compulsory for all children up to 16 years of age. And since it is compulsory it is also provided for free. By the way, the Dutch government is very serious about the education being compulsory. Parents can pay big fines if their children skip school or arrive late on a regular basis. Facilities, such as special transportation, are also provided for handicapped children so that they can attend school. And for higher education, there is a system of student financing that grants students a loan for their expenses while in college. If the student finishes his/ her study on time, this loan is transformed as a gift, meaning that one need not pay it back.

People who don't have any income from work or otherwise, get a monthly social security payment. This is not much, but enough to pay one's basic needs for shelter, food and clothing.
These are but just a glimpse, from a very long list, of what is taken cared of by the government in this country.

So actually, when you think about it, with all these social systems in place, one really doesn't need anybody but the government in this country. It's really a good thing that the government takes care of its people. This is what a welfare state is like.

In the Philippines, the situation is quite different. The basic services of education and health care are accessible to only those who have the money to pay these services. In the Philippines, the social security does not come from the government, but from our family and social network. Unlike in The Netherlands where the people seem not to need anybody but their government, in the Philippines the people need everybody around them. While in The Netherlands, people can do without others, we in the Philippines can't do without others. It's unfortunate that the Philippine government is not capable of taking care of the basic needs of its people. But on the other side of this misfortune lies a positive side - we Filipinos have learned to help each other and make the most of what we have. This is what the spirit of bayanihan is like.

Is having a welfare state incompatible with the spirit of bayanihan? Or is it possible to combine the best elements of a welfare state and the spirit of bayanihan?